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The exposure draft, if implemented, will be draconian to the insurance industry for various reasons. Persistency levels will fall, and margins from non-participating products will fall impacting profitability. Policyholders would be incentivised to surrender their policies and buy another policy thereby impacting persistency of the business. (Representational Image Source: picpedia.org)

Insurers settle more health claims through cashless mode

Mumbai: More than half of the health insurance claims received by non-life and standalone health insurers are settled...

1 Jan 2024 11:03 PM IST